SHARES SECURED

90% OF ACCOUNT BALANCE

3.50% *APR

 

 

 

MASTERCARD CREDIT CARD

$5,000 MAXIMUM

11.90% *APR

 

 

 

REAL ESTATE LOANS

please click to view all rates

 

 

PERSONAL LOAN

$5000- 1 signature, $10000 2 signatures

6.50% *APR

 

 

 

HOME EQUITY LOANS

Maximum term 10 years Appraisal Fee $200.00 Attorney Fee $ 75.00

   Recording Fee $ 180.50 $50000 Maximum $8000 Minimum

5.50% *APR

 

 

 

EDUCATION LOAN

$5000- 1 signature, $10000 2 signatures

5.50% *APR

 

 

 

HELOC

Prime Rate (which is currently as low as 3.25%)

   Call Credit Union for additional information

3.25% *APR

 

 

 

NEW CARS LOANS

Max $50,000

36 months As low as
48 months As low as
60 months As low as
72 months As low as

(over $25000.00)

 

3.99% *APR

3.99% *APR

3.99% *APR

4.99% *APR

 

 

USED CARS LOANS

Max $50,000

80% Financing of NADA book value all used vehicles.

as low as 4.99% *APR

 

 

 

RECREATIONAL VEHICLE LOANS

New up to 84 months 80% of purchase price
Used up to 84 months 80% of book value

8.5% *APR

 

 

 

TERMS SHARE RATES (CDs)

6 months rate

12 months rate

24 months rate

 

0.75% **APY

1.00% **APY

1.50% **APY

 

 

REGULAR SHARES

.35% with .35% **APY

 

 

 *APR - Annual Percentage Rate
**APY - Annual Percentage Yield

 

 

SAVE ADDITIONAL .25% ON ALL LOANS EXCEPT MASTERCARD CREDIT CARD

FOR CREDIT SCORE ABOVE 650
OR USE OF ANY OF THE FOLLOWING SERVICES

HOME BANKING   -   DEBIT CARD   -   BILL PAYER   -   E-STATEMENTS

 

IMPORTANT: PENALTY FOR EARLY WITHDRAWALS

 

6 months - 2 months dividend
12 months - 3 months dividend
24 months - 6 months dividend

 

MINIMUM BALANCE IS $2,500.00
DIVIDEND IS PAID AT MATURITY FOR 6 AND 12 MONTHS
DIVIDEND IS PAID AT ANNIVERSARY AND THEN AT MATURITY FOR 24 MONTHS
DIVIDENDS ARE PAID INTO SHARES OR CHECKING
 

Rates effective as of January 18, 2011

 
Please call the credit union for more details on rates.

 

 

VIEW ALL RATES
 

New Car Loans - 3.99% APR*

MasterCard CC - 11.90% APR*

HELOC - 3.25% APR*
 

VIEW ALL REAL ESTATE

LOAN RATES 
 

Home Equity Loans-5.50% APR*
24 Month CD - 1.50% APY**
 

 

*APR – Annual Percentage Rate
**APY Annual Percentage Yield

 

 

● FHA Mortgages
● VA Mortgages
● Conventional Mortgages 

 

● Higher Fees? Big banks need

   competition! Boston Globe

   Editorial, November 26, 2010