Rates effective as of March 25, 2014

Please call the credit union for more details on rates.

 

SHARES SECURED

90% OF ACCOUNT BALANCE

2.75% *APR

 

 

MASTERCARD CREDIT CARD

$5,000 MAXIMUM

11.90% *APR

 

 

REAL ESTATE LOANS

please click to view all rates

 

 

PERSONAL LOAN

$5000- 1 signature, $10000 2 signatures

as low as

5.25% *APR

 

 

HOME EQUITY LOANS

Maximum term 10 years Appraisal Fee $200.00 Attorney Fee $ 75.00

Recording Fee $ 180.50 $50000 Maximum $8000 Minimum

5.50% *APR

 

 

 

EDUCATION LOAN

$5000- 1 signature, $10000 2 signatures

as low as

4.25% *APR

 

 

HELOC

Prime Rate (which is currently as low as 3.25%)

Call Credit Union for additional information

3.25% *APR

 

 

 

NEW CARS LOANS

Max $50,000

as low as

2.74% *APR

 

 

USED CARS LOANS

Max $50,000

as low as

2.74% *APR

 

 

RECREATIONAL VEHICLE LOANS

New up to 84 months 80% of purchase price
Used up to 84 months 80% of book value

as low as

7.25% *APR

 

 

TERMS SHARE RATES (CDs)

6 months rate

12 months rate

24 months rate (Minimum $10,000)

 

0.40% **APY

0.60% **APY

1.05% **APY

 

 

REGULAR SHARES

20% with .20% **APY

 

 

 *APR - Annual Percentage Rate
**APY - Annual Percentage Yield

 

 

IMPORTANT: PENALTY FOR EARLY WITHDRAWALS

 

6 months - 2 months dividend
12 months - 3 months dividend
24 months - 6 months dividend

 

MINIMUM BALANCE IS $2,500.00
DIVIDEND IS PAID AT MATURITY FOR 6 AND 12 MONTHS
DIVIDEND IS PAID AT ANNIVERSARY AND THEN AT MATURITY FOR 24 MONTHS
DIVIDENDS ARE PAID INTO SHARES OR CHECKING