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SHARE
DRAFT / CHECKING
Unlimited free checking with no minimum balance
requirement. Deposits can be made through
payroll deduction, direct deposit and electronic
funds transfer, with overdraft protection
available (on approval).
SAVINGS
Savings (Share) Accounts
Our basic savings program. Each member is
required to have a minimum balance of $10.00
(one share) in a regular share account to
maintain their credit union membership.
Vacation Club
Save for those important getaways at a higher
rate of interest. Withdrawals can be made twice
a year at your discretion.
Holiday Club
Smart spending starts with smart savings. Our
Holiday Club account allows you to save all year
long to make sure you’re prepared for the
holidays. Funds from your Holiday Club account
are automatically transferred to your regular
savings account on November 1st, unless you
make arrangements otherwise with a Member
Service Representative. Don’t let the holidays
sneak up this year; open your Holiday Club
account today and shop for your loved ones
without the stress.
LOANS
Take advantage of our highly competitive loan
rates. Remember, we are not-for-profit, which
means after meeting normal expenses we return
all net earnings to our members. We don't exist
to provide financial services - we provide
financial services for the purpose of improving
lives. We seek opportunities to provide all
those who need and can use it.
Click
HERE to
view our competitive rates
EDUCATIONAL LOANS
Cost
of education is ever rising, and the total cost
is not just tuition. Students and families are
facing other expenses; fees, book, room and
board etc. The growing gap between the actual
school cost and the financial aid available is
forcing families to take higher cost loans to
pay for these expenses.
ANY DAY SKIP-A-PAY
The
Skip-A-Payment program is offered as a benefit
of your Norfolk Community Federal Credit Union
membership. You may skip one payment through
October 2011 on all of your qualifying loans.
Click
HERE to
find out more.
MAKE THE
WINNING PLAY AND EARN UP TO 1% APR* OFF YOUR
NEXT LOAN** WITH NCFCU!
Sign up for any service below and reduce your
loan rate by 0.25% for each:
● Bill Payer
● E-Statements
● Debit Card
● Payroll Deduction
All
members already utilizing any of the services
mentioned above are eligible.
Bonus 0.25% off for qualified borrowers with
credit score of 650 and above.
*APR
– Annual Percentage Rate.
** LOAN - Offer does not apply to real Estate
Loans and Credit Cards.
At
Norfolk Community FCU, we hope to help our
members fill the funding gap!
Contact us with any questions you might have.
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